United HealthCare

It’s never fun to discuss life insurance. But you probably know that life insurance is something that you need to protect your loved ones in the event of your death. Things like funeral expenses, debt, and the cost of living, can all add up. Fortunately, life insurance can help lessen the financial burden and provide coverage to help pay for these types of expenses.

This coverage is provided by Vinci Brands at no cost to you. Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed with the company. Accidental Death and Dismemberment (AD&D) coverage provides an additional benefit to your beneficiary if your death is due to a covered accident or injury. Vinci Brands pays for Life and AD&D coverage, offered through United Healthcare. 1 x’s annual salary up to $250,000. Choosing a Beneficiary

A beneficiary is a person or entity who you designate to receive your death benefits. Choosing a beneficiary and keeping your beneficiary up-to-date is an essential part of owning life insurance. Please remember to review your beneficiary designation as new situations arise, such as the birth or adoption of a child, marriage, or divorce. You may login to ADP Workforce Now to change your Beneficiary as needed.

United Healthcare | Basic Life AD&D Insurance

1 X’s Annual Salary up to $250,000

This coverage is provided by Vinci Brands at no  cost to you Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed with the company.

Accidental Death and Dismemberment (AD&D) coverage provides an additional benefit to your beneficiary if your death is due to a covered accident or injury. Vinci Brands pays for Life and AD&D coverage, offered through United Healthcare.

United Healthcare |Voluntary Life and AD&D

In addition to the company provided Basic Life and AD&D benefits, you may elect to purchase additional Term Life

and AD&D insurance at discounted group rates provided by United Healthcare. You pay for this coverage with after-tax dollars through convenient payroll deductions.

Employee You may purchase coverage for yourself in increments of $10,000 up to a maximum benefit of $500,000, not to exceed 5 X your annual salary.

Spouse or Domestic Partner If you buy coverage for yourself, you may also purchase coverage for your eligible spouse or domestic partner. Benefits for your spouse or domestic partner are available in increments of $5,000 up to a maximum benefit of $250,000, not to exceed 50% of your employee election.

Child(ren) If you buy coverage for yourself, you may also purchase coverage for your eligible dependent child(ren). Benefits for  your child(ren) (ages 15 days to 26 years) are available in the amount of $5,000 or $10,000.

Guarantee Issue

Guarantee issue is a pre-approved amount of coverage that does not require you to provide proof of good health and is available to you during your initial eligibility period (upon hire). Guarantee issue is available in the following amounts:

• Employee: $100,000
• Spouse or Domestic Partner: $25,000
• Child(ren): Entire benefit amount ($10,000)

If you are no longer in your initial eligibility period, you may enroll in Voluntary Life insurance anytime during the year as long as you provide proof of good health. To provide proof of good health, you will be asked to complete a health questionnaire (Evidence of Insurability) and are subject to insurance carrier approval. United Healthcare may approve or decline coverage based on a review of your health history.